01
All-in-one coverage
Most plans combine hospital, medical, and prescription drug coverage into a single plan with one monthly premium.
Medicare Advantage
More choices. One trusted guide.
As an independent brokerage, GracePath Benefits works with the top insurance carriers to compare Medicare Advantage plans available in your area — so you can choose with confidence, not guesswork.
Compare my options
Independent guidance. Every carrier. One conversation.
We work for you, not the insurance company.
Unlike agents who represent a single carrier, Pearl Moffett is an independent broker. That means she has no incentive to steer you toward any one plan — her only priority is finding the right fit for your health needs, your doctors, and your budget.
What is Medicare Advantage?
An alternative way to receive your Medicare benefits.
Medicare Advantage (Part C) plans are offered by private insurance companies approved by Medicare. They bundle your Part A and Part B coverage — and often include additional benefits like prescription drug coverage, dental, vision, and hearing — all in one plan.
02
Extra benefits
Many plans include dental, vision, hearing, and wellness programs not covered by Original Medicare.
03
Network-based care
Plans typically use HMO or PPO networks, so understanding your provider options is an important part of choosing the right plan.
04
Annual plan changes
Premiums, benefits, and formularies can change each year — making an annual review essential to staying in the right plan.
The GracePath advantage
Access to the top carriers — all in one place.
GracePath Benefits is contracted with the leading Medicare Advantage carriers, giving Pearl the ability to compare plans side by side across the full range of options available in your area. You get an objective, thorough review — not a sales pitch for one company.
Contracted with top-rated Medicare Advantage carriers
Side-by-side plan comparison tailored to your zip code
Evaluation of your current doctors, specialists, and prescriptions
No cost to you — broker compensation comes from the carrier, not the client
Licensed in AZ, CA, CO, IN, MO, NC, NM, TN, and TX
Annual Open Enrollment
Plans change every year. Your review should too.
Medicare Advantage plans are not set-and-forget. Each fall during the Annual Enrollment Period (October 15 – December 7), carriers adjust premiums, benefits, drug formularies, and provider networks. A plan that was the best fit last year may not be the best fit this year.
Pearl conducts Annual Open Enrollment reviews for every client — proactively reaching out to compare your current plan against what's newly available. It takes one conversation to make sure you're still in the right plan heading into the new year.
GracePath Benefits
Let's compare your Medicare Advantage options.
Whether you're new to Medicare or due for your annual review, Pearl is ready to walk you through every option available in your area.