13 years of helping people make sense of their coverage.

Pearl began her career in insurance in 2011, drawn to the work because she saw how often people made important coverage decisions without fully understanding their options. Over 13 years, she has helped hundreds of clients across multiple states navigate Medicare supplements, long-term care planning, life insurance, and home health care coverage.

Her approach has always been the same: slow down, listen carefully, and explain things in plain language. She believes that when people truly understand their choices, they make better decisions — and feel more confident about the road ahead.

GracePath Benefits is an independent agency, which means Pearl works for her clients, not for any single insurance company. She can compare options across carriers and help each person find coverage that fits their actual life.